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Loan Programs1

At NBNYC we work with clients in the New York City boroughs of Queens, Brooklyn, Manhattan and the Bronx, as well at the surrounding counties of Nassau, Suffolk and Westchester to find the credit solutions that are right for their business. We are proud of the part we play in helping our communities thrive.

Business Loans

Lines of Credit

A NBNYC Line of Credit provides the flexibility to take advantage of business opportunities as they arise. Your business can borrow, repay and borrow again up to the amount of the commitment throughout the life of the line. This type of credit facility is typically repaid from your business’ operating cash flow. The line may be used to fund seasonal changes to inventory and receivables, take advantage of vendor discounts or meet unexpected cash needs. Lines of credit are a cost effective way to borrow when your business has working capital requirements.

Equipment Loans

NBNYC equipment loans are designed to provide your company with valuable financing alternatives. We offer equipment loans for various terms and for various types of equipment. The equipment may enhance your business’ technology, expand your product line or increase your plant’s efficiency.

Term Loans

NBNYC provides term loans for business expansion, capital improvements or business acquisitions.

Commercial Mortgages

NBNYC is prepared to help you or your business purchase, improve or refinance real estate. Our commercial real estate loans are term loans that are secured by income producing real estate loans for investors or owners and are generally used to purchase or refinance real estate including:

  • Warehouse
  • Office
  • Mixed-Use
  • Retail
  • Industrial
  • Commercial Condominium Units
  • Underlying Mortgages to Cooperative Corporations
  • Certain Specialty-Use Properties

Mortgages on 1 – 4 Family Residential Properties

NBNYC provides mortgages to single-asset entities secured by 1 – 4 family properties provided that none of the apartments are owner-occupied.

Small Business Administration (SBA) Loans

Government guaranteed loans to help start, grow and manage your small business. NBNYC participates in the 7(a) loan guarantee and 504 fixed asset financing programs.

Residential Owner-Occupied Loans

This product is not presently offered by NBNYC.

 

1All loans are subject to credit approval. Other terms may apply. Additional disclosures will be furnished upon application.

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